全部帖子
规章条例
资料共享
问题求助
信息公告
突发感慨
文章评论
专题评论

[对特定文章的评论] No.82-Sweden’s Pension Architecture, Philosophy and How It Works in Practice

发表时间: 2020/5/5 12:31:02
摘要: This paper presents the architecture of the Swedish pension system, the philosophy behind it and illustrates how it works in practice. At the foundation of the Swedish pensions landscape is the public pension commitment. It is based on the philosophy that all countries must begin with: The commitment to provide a sufficient minimum standard of living in old age for all. This is the role of the necessary pillar zero. Pillars one and two consist of mandatory universal public nonfinancial defined contribution (NDC) and a financial defined contribution (FDC) schemes. These cover the earnings of all employees and self-employed – up to a ceiling. In principle, the technical construction of the NDC and the guarantee benefits – explained in greater detail in the paper – can be viewed together as a package that fulfills the guaranteed minimum standard of living in old age, while making full use of the DC accounts to provide an incentive for individuals to contribute to their own retirement income.
所有评论:   选择页码:   每页显示个数: